Mid-Island FCU

Mid-Island Federal Credit Union encourages all members to save their money by providing options to accomplish their goals. With the available account options, we are sure to meet the needs of all our members. We accept Direct Deposit and Payroll Deduction which provides a convenient and easy way for you to deposit money into various accounts with the Credit Union.

Share (Savings) Accounts

This is the basic required account you must have to be a member of Mid-Island Federal Credit Union. You must maintain a $25.00 minimum balance in this account to keep a good-standing membership with the Credit Union. You will receive the current dividend rate, which is paid quarterly.

Junior Accounts

Mid-Island Federal Credit Union encourages children to develop an interest in saving money. The kids will have fun saving money while developing good saving habits for the future. Junior savings accounts earn dividends at the current rate, with a balance of $25 or more.

Federal Insurance

All of our deposit accounts are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), which means that your money is safe! This fund is administered by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government.

Important Information About Procedures for Opening a New Account:
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.